The branch
- BMO: Bank of Many Options, and one queue.
- Why was the branch calm? It had seen lunch hour before.
- My favourite BMO feature is the pen on the chain, which is also the loan.
- A BMO teller's favourite phrase is "can I see your ID," and then "one moment."
- The queue moves at the speed of the slowest PIN.
The mortgage and the rate
- My BMO mortgage and my willpower agreed: longer than expected.
- Why was the rate calm? It knew it would renew, higher.
- A BMO car loan is a blue envelope that arrives monthly.
- I asked for a better rate. The advisor said "let me check," and aged slightly.
- The on-hold music is a genre called "patient regret."
Save thousands
Save thousands by refinancing your vehicle anywhere in Canada.
Free to apply, no obligation, and no credit check to pre-qualify.
Frequently asked questions
Yes, all family-friendly and good-natured.
Yes. A car loan from any lender, including BMO, can be refinanced with a different lender if the numbers improve.
See our BMO car loan phone number page for contact details, or use online banking to request a payout statement.