How to reach BMO about your car loan
- Call the number on the back of your BMO debit or credit card, or on your loan statement, and ask for the auto loans department.
- Sign in to BMO online or mobile banking and use secure messaging to request a payout statement.
- Visit a BMO branch with photo ID and your loan account number.
- Have your loan account number and personal details ready to verify your identity.
What to ask for
- A payout statement valid for a set number of days (often 7 to 10).
- The per-diem interest amount in case the payout is late.
- Instructions on where the new lender should send the payout.
- A lien discharge confirmation once the loan is paid in full.
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Save thousands by refinancing your vehicle anywhere in Canada.
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Frequently asked questions
Numbers change and vary by region and product. Use the number on your card or loan statement, or the official contact page, to reach the right team.
Yes. A car loan from any lender, including BMO, can be refinanced with a different lender if the numbers improve your payment or rate.
Request one through online banking, by phone, or at a branch. It is usually valid for a set number of days.