Privacy Policy
Effective Date: January 10th, 2025
CarRefinancing.ca, owned and operated by Dealerhop Finance Ltd. (referred to as "we," "our," or "us"), is committed to protecting the privacy and confidentiality of personal information collected from our users. This Privacy Policy explains how we collect, use, disclose, and safeguard your information.
1. Information We Collect
We may collect the following types of information:
Personal Information: Name, email address, phone number, address, and financial information.
Credit Information: Details necessary to evaluate refinancing options, including credit reports (when authorized).
Supporting Documents: Any documents you submit related to car refinancing, such as proof of income, identification, or vehicle ownership.
2. How We Use Your Information
The information you provide may be used for the following purposes:
To evaluate your eligibility for car refinancing options.
To refer your information to third-party lenders, brokers, or dealerships that may offer refinancing services.
To communicate with you regarding your inquiry or to offer related services.
To comply with legal and regulatory obligations.
3. Information Sharing and Disclosure
Your information may be shared with:
Third-Party Partners: We may refer your lead to third-party lenders, brokers, or dealers. These parties may contact you regarding your inquiry or perform additional credit checks.
Resellers: Your information may be resold to other third parties who offer related services.
Service Providers: Companies assisting us in operating our website or providing services to you.
We do not sell your information to unrelated third parties for marketing purposes.
4. Consent to Credit Checks and Further Contact
By submitting your information on CarRefinancing.ca, you consent to:
Third parties pulling your credit report to determine eligibility.
Receiving communications (email, phone, SMS) from us or our third-party partners regarding car refinancing options or related services.
5. Data Retention and Storage
We may store your personal information and any supporting documents you provide for as long as necessary to fulfill the purposes outlined in this policy or to comply with legal and regulatory requirements.
6. Security of Your Information
We implement appropriate technical and organizational measures to protect your personal information. However, no method of electronic storage or transmission is 100% secure, and we cannot guarantee absolute security.
7. Your Privacy Rights
You have the right to:
Access and review the personal information we hold about you.
Request corrections to inaccurate or incomplete information.
Withdraw your consent for future data processing (subject to legal or contractual obligations).
To exercise your rights, contact us using the details provided below.
8. Third-Party Websites
Our website may link to third-party websites. We are not responsible for their privacy practices or the content of their sites.
9. Updates to this Privacy Policy
We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with the updated effective date.
10. Contact Us
For questions or concerns about this Privacy Policy or your personal information, contact us at:
Dealerhop Finance Ltd.
210 – 233 W 1st Street, #15
North Vancouver, British Columbia V7M 1B3
Canada
Email: hello@dealerhop.com