Terms and Conditions
Welcome to CarRefinancing.ca, a website owned and operated by Dealerhop Finance Ltd. (“Company,” “we,” “us,” or “our”). By accessing or using our website and services, you (“User” or “you”) agree to comply with and be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, please do not use our website or services.
1. Ownership and Operation CarRefinancing.ca is owned and operated by Dealerhop Finance Ltd., located at 210 – 233 W 1st Street, #15, North Vancouver, British Columbia V7M 1B3, Canada.
2. Nature of Services CarRefinancing.ca is a lead generation service that refers consumer inquiries to third parties, including lenders, brokers, and other financial service providers (“Partners”). We do not provide loans or refinancing services directly. All loan or refinancing terms, including rates, are determined by our Partners.
3. Consent to Data Usage By using our services, you agree that:
3.1. Your data may be resold or shared with third-party Partners for the purpose of providing refinancing options or related services.
3.2. You may be contacted by these Partners through phone, email, SMS, or other communication methods, even if you are on a Do Not Call list.
3.3. Your credit report may be accessed or pulled by Partners for purposes of assessing your eligibility for refinancing or other financial services.
3.4. Information and documents you provide regarding your vehicle refinancing inquiry may be stored securely by us and/or our Partners in accordance with applicable privacy laws.
4. Accuracy of Information You are responsible for ensuring that all information you provide is accurate, complete, and up-to-date. We are not responsible for any consequences arising from false or misleading information submitted by you.
5. No Guarantees We do not guarantee that you will receive refinancing approval or specific loan terms. Final decisions are made by our Partners based on their own criteria and assessments.
6. Third-Party Services We are not responsible for the actions, decisions, or terms offered by our Partners. Any agreement you enter into with a Partner is solely between you and that Partner. We encourage you to carefully review the terms and conditions of any Partner before proceeding with their services.
7. Data Security We take reasonable measures to protect your personal information. However, no system is completely secure, and we cannot guarantee the absolute security of your data. By using our services, you acknowledge and accept this risk.
8. Limitation of Liability To the fullest extent permitted by law, Dealerhop Finance Ltd. shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our website or services.
9. Changes to Terms and Conditions We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Any changes will be effective immediately upon posting to our website. Your continued use of our services after changes are posted constitutes your acceptance of the updated Terms and Conditions.
10. Governing Law These Terms and Conditions are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable therein. Any disputes arising from these Terms and Conditions or your use of our services shall be resolved exclusively in the courts of British Columbia.
11. Contact Information If you have any questions or concerns about these Terms and Conditions, please contact us at:
Dealerhop Finance Ltd.
210 – 233 W 1st Street, #15
North Vancouver, British Columbia
V7M 1B3 Canada
Email: hello@dealerhop.com