Terms and conditions

Who we are

CarRefinancing.ca is owned and operated by Dealerhop Finance Ltd. Refinancing applications submitted through this website are processed by SafeLend Canada and its lending partners.

By using this website you agree to these terms and to our privacy policy. If you do not agree, please do not use the site.

Not financial advice

CarRefinancing.ca is owned by Dealerhop Finance Ltd., and refinancing applications are processed by SafeLend Canada. The information on this website is for general informational purposes only and is not financial or legal advice. Loan approval and terms vary based on individual circumstances. Rates, payments and offers shown are for illustration only and are not guaranteed.

Nothing on this website constitutes financial, legal or tax advice. You should consider your own circumstances, and where appropriate seek independent advice, before entering into any credit agreement.

Rates, payments and approvals

Rates, terms, payments and offers displayed on CarRefinancing.ca are for illustration only and are not guaranteed. All financing is subject to credit approval, which depends on your credit profile, income and other qualifying factors. Actual terms may vary.

*No credit check is required to complete the initial pre-qualification. This is not a loan approval or a guarantee of financing. Final approval, rates, terms and conditions are subject to lender requirements and may require a credit check.

Availability

Our lending partners currently operate in every Canadian province except Quebec. Availability of specific lenders, rates and terms may vary by province, vehicle age, mileage and loan to value.

Third party links

This website links to third party application portals and lender websites. We are not responsible for the content, availability or terms of those sites.

Changes to these terms

We may update these terms from time to time. The version published on this page applies to your use of the website.