What each offers
- Both file consumer proposals and bankruptcies nationwide.
- Both offer free initial consultations.
- Both provide counselling as required by the process.
- Statutory fees are paid from the proposal payments, not billed separately.
How to choose
- Compare the projected proposal payment each quotes.
- Ask about the local team and ongoing support.
- Meet with both before deciding.
- Choose based on clarity and trust, not the firm name alone.
Save thousands
Save thousands by refinancing your vehicle anywhere in Canada.
Free to apply, no obligation, and no credit check to pre-qualify.
Frequently asked questions
Neither is inherently better. Compare the projected payment, term, and the local team you will work with.
No. Initial consultations with Licensed Insolvency Trustees are free.
Usually yes, if you keep paying the loan. A trustee can confirm based on your province and vehicle value.