What BDO offers
- Consumer proposals to reduce and restructure unsecured debt over up to five years.
- Personal bankruptcies as a last resort.
- Credit counselling and budget coaching.
- Free initial consultations at offices across Canada.
How to get started
- Book a free consultation at a local BDO office or by phone.
- Bring a list of your debts, income, and monthly expenses.
- The trustee explains your options and the projected payment.
- You decide whether to file; there is no obligation at the consultation.
Save thousands
Save thousands by refinancing your vehicle anywhere in Canada.
Free to apply, no obligation, and no credit check to pre-qualify.
Frequently asked questions
Yes. The initial consultation is free. In a proposal, statutory trustee fees come out of the monthly payments.
See our BDO vs Farber and Grant Thornton comparisons. Meet with more than one trustee before deciding.
Sometimes. If a lower car payment frees enough cash to service unsecured debt, refinancing can help you avoid a proposal.