Light one-liners
- My budget and my ambition filed for separation, then divorce.
- Why did the wallet go to therapy? Empty-nest syndrome.
- A "fresh start" is just a Tuesday with lower numbers.
- I asked my bank account for advice. It said nothing, eloquently.
- My favourite magic trick is making a paycheque disappear by Friday.
- Why was the credit report calm? It had already seen the worst.
The paperwork
- A trustee is the person who explains your finances to you, gently.
- My favourite form was the one that asked for "assets." I wrote "a good attitude."
- Why do budgets never lie? They just run out of room.
- A consumer proposal is bankruptcy's polite cousin.
- The hardest word in the paperwork is "household income," in past tense.
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Frequently asked questions
No. These jokes are meant to take the edge off, not make light of a hard situation. If you are struggling, talk to a Licensed Insolvency Trustee.
Often yes, depending on the province's exemption limits and whether the car is financed. A trustee can explain your specific options.
Speak with a Licensed Insolvency Trustee (free initial consultations are standard) or a non-profit credit counsellor before deciding.