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Money humour

38 Student Loan Jokes

A student loan is the longest relationship many of us will ever have. It outlives the degree, the first apartment, and several hairstyles.

Here is a set of student loan jokes for the graduates still paying for the classes they mostly attended.

Get my free quoteRates as low as 6.93% APR for qualified applicants. All financing is subject to credit approval.

The balance

  • My student loan is older than my career, and more stable.
  • Why did the loan refuse to leave? It had tenure.
  • I graduated, got a job, and the loan sent a congratulations card with a payment slip.
  • My degree depreciated slower than I hoped; the loan, not at all.
  • A student loan is the only subscription you can't cancel.

The repayment

  • My favourite hobby is watching the balance drop by twelve dollars.
  • Why was the loan calm? It knew I'd be back, monthly.
  • I made a payment and the principal said "thanks, I barely felt that."
  • Interest is the loan's way of saying "still here."
  • My repayment plan is "forever, in small installments."
  • A grace period is just the loan being polite before it starts.

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Frequently asked questions

Yes, all family-friendly.

Auto refinancing lowers a car payment, which can free room in the budget for student loans; it doesn't combine them.

Pay the higher-rate balance first, while keeping both current. A lower car payment can make room for faster student-loan payoff.

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*No credit check is required to complete the initial pre-qualification. This is not a loan approval or a guarantee of financing. Final approval, rates, terms and conditions are subject to lender requirements and may require a credit check.