The rate
- My interest rate and my patience have a lot in common: both drop without warning.
- Why was the APR calm? It knew it would compound.
- A "low introductory rate" is the loan's way of saying "I'll be myself later."
- My favourite number is "0%," and it's always temporary.
- The prime rate and my mood are linked, and neither is my fault.
The comparison
- I compared two rates. The difference was a vacation, or a payments plan for one.
- Why did the rate shop around? It wanted to feel wanted.
- A one-point drop is a small number with a big mortgage.
- My lender said "competitive." Competitive with what, he didn't say.
- The best rate is the one you actually qualified for, after the credit check.
Save thousands
Save thousands by refinancing your vehicle anywhere in Canada.
Free to apply, no obligation, and no credit check to pre-qualify.
Frequently asked questions
Yes, all family-friendly.
Compare lenders, improve your credit, and consider refinancing if rates have dropped or your credit has improved.
It depends on credit and the vehicle. Qualified borrowers can see rates near prime; bruised credit costs more.